Turning 65

Turning 65? Start by finding out when you need Medicare.

The first question is timing. Some people need to sign up now, some were signed up automatically, and coverage from a job can change the dates. Once your timing is clear, you can compare the two ways of getting Medicare - Original Medicare, run by the government, and Medicare Advantage plans from private companies.

A job you still work at, a health savings account (the kind that comes with some health plans), a disability, or a notice in the mail can each change the right next step.

Help me get started

No account, email address, phone call, or document upload is required.

If your situation is different

People on this page most often read one of these next — the most common is first.

IF YOU TURNED PART B DOWN AND HAVE NO JOB COVERAGE

If you turned Part B down when it was first offered, and have no coverage from a current job to fall back on, getting back in usually means a wait for a set time of year, and often a cost. Worth knowing before you start.

Getting Part B back: the wait and the cost